/* FirHarbor — calm evergreen Canadian money basics */
:root {
  --fir-deep: #1a3a2a;
  --fir-mid: #2d5a40;
  --fir-soft: #4a7c59;
  --harbor-deep: #1e3a4c;
  --harbor-mid: #2a5570;
  --harbor-soft: #3d7a9a;
  --mist: #f4f7f5;
  --fog: #e8eef0;
  --foam: #ffffff;
  --ink: #1a2a24;
  --muted: #5a6b64;
  --border: #d0ddd6;
  --accent: #2d5a40;
  --accent-hover: #1a3a2a;
  --radius: 8px;
  --max: 680px;
  --wide: 920px;
  --font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --serif: Georgia, "Times New Roman", serif;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font);
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--ink);
  background: var(--mist);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; }

a {
  color: var(--harbor-mid);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}
a:hover { color: var(--fir-deep); }

/* Header */
.site-header {
  background: var(--fir-deep);
  color: var(--foam);
  padding: 0.85rem 1.25rem;
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 3px solid var(--fir-soft);
}

.header-inner {
  max-width: var(--wide);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}

.logo {
  font-weight: 700;
  font-size: 1.2rem;
  color: var(--foam);
  text-decoration: none;
  letter-spacing: -0.02em;
  display: flex;
  align-items: center;
  gap: 0.45rem;
}

.logo-mark {
  display: inline-block;
  width: 1.35rem;
  height: 1.35rem;
  background: linear-gradient(145deg, var(--fir-soft), var(--harbor-soft));
  border-radius: 4px;
  flex-shrink: 0;
}

.nav {
  display: flex;
  gap: 1.25rem;
  flex-wrap: wrap;
  font-size: 0.9rem;
}

.nav a {
  color: rgba(255,255,255,0.88);
  text-decoration: none;
}
.nav a:hover { color: #fff; text-decoration: underline; }

/* Main layout */
.wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 2rem 1.25rem 3rem;
}

.wrap-wide {
  max-width: var(--wide);
  margin: 0 auto;
  padding: 2rem 1.25rem 3rem;
}

/* Hero */
.hero {
  background: linear-gradient(165deg, var(--fir-deep) 0%, var(--harbor-deep) 100%);
  color: var(--foam);
  padding: 3rem 1.25rem 3.5rem;
  text-align: center;
}

.hero-inner {
  max-width: var(--max);
  margin: 0 auto;
}

.hero h1 {
  font-size: clamp(1.75rem, 4vw, 2.35rem);
  font-weight: 700;
  line-height: 1.25;
  margin: 0 0 1rem;
  letter-spacing: -0.02em;
}

.hero .lede {
  font-size: 1.15rem;
  opacity: 0.92;
  margin: 0 0 1.75rem;
  line-height: 1.55;
}

.hero .who {
  font-size: 0.95rem;
  opacity: 0.8;
  margin: 0 0 2rem;
  max-width: 36em;
  margin-left: auto;
  margin-right: auto;
}

/* Buttons / CTA */
.btn {
  display: inline-block;
  background: var(--foam);
  color: var(--fir-deep);
  font-weight: 600;
  font-size: 1rem;
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius);
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: background 0.15s, transform 0.1s;
}
.btn:hover {
  background: var(--fog);
  color: var(--fir-deep);
  transform: translateY(-1px);
}

.btn-primary {
  background: var(--fir-soft);
  color: var(--foam);
}
.btn-primary:hover {
  background: var(--fir-mid);
  color: var(--foam);
}

.btn-outline {
  background: transparent;
  color: var(--foam);
  border: 2px solid rgba(255,255,255,0.55);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.12);
  color: var(--foam);
}

/* Sections */
.section {
  padding: 2.5rem 0;
}

.section-title {
  font-size: 1.4rem;
  color: var(--fir-deep);
  margin: 0 0 1.25rem;
  letter-spacing: -0.01em;
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.25rem;
}

.card {
  background: var(--foam);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.35rem 1.25rem;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.card:hover {
  border-color: var(--fir-soft);
  box-shadow: 0 4px 16px rgba(26, 58, 42, 0.08);
}

.card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.05rem;
  color: var(--fir-deep);
}
.card h3 a {
  color: inherit;
  text-decoration: none;
}
.card h3 a:hover { text-decoration: underline; color: var(--harbor-mid); }

.card p {
  margin: 0;
  font-size: 0.95rem;
  color: var(--muted);
}

.card .read-more {
  display: inline-block;
  margin-top: 0.75rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--harbor-mid);
  text-decoration: none;
}
.card .read-more:hover { text-decoration: underline; }

/* Path steps */
.path {
  list-style: none;
  padding: 0;
  margin: 0;
  counter-reset: step;
}

.path li {
  position: relative;
  padding: 0.85rem 0 0.85rem 3rem;
  border-bottom: 1px solid var(--border);
  color: var(--muted);
}
.path li:last-child { border-bottom: none; }

.path li::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  left: 0;
  top: 0.85rem;
  width: 1.85rem;
  height: 1.85rem;
  background: var(--fir-deep);
  color: var(--foam);
  border-radius: 50%;
  font-size: 0.85rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}

.path strong { color: var(--ink); }

/* Signup box */
.signup-box {
  background: var(--foam);
  border: 2px solid var(--fir-soft);
  border-radius: calc(var(--radius) + 2px);
  padding: 1.75rem 1.5rem;
  text-align: center;
}

.signup-box h2 {
  margin: 0 0 0.5rem;
  font-size: 1.25rem;
  color: var(--fir-deep);
}

.signup-box p {
  margin: 0 0 1.25rem;
  color: var(--muted);
  font-size: 0.95rem;
}

.signup-form {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  justify-content: center;
  max-width: 420px;
  margin: 0 auto;
}

.signup-form input[type="email"] {
  flex: 1 1 200px;
  padding: 0.7rem 0.9rem;
  font-size: 1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-family: inherit;
}
.signup-form input[type="email"]:focus {
  outline: 2px solid var(--fir-soft);
  outline-offset: 1px;
  border-color: var(--fir-soft);
}

.placeholder-note {
  margin-top: 0.85rem;
  font-size: 0.75rem;
  color: var(--muted);
  background: var(--fog);
  padding: 0.4rem 0.65rem;
  border-radius: 4px;
  display: inline-block;
}

/* Article pages */
.article-header {
  margin-bottom: 2rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--border);
}

.article-header .eyebrow {
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--fir-soft);
  margin: 0 0 0.5rem;
}

.article-header h1 {
  font-size: clamp(1.5rem, 3.5vw, 2rem);
  line-height: 1.3;
  margin: 0 0 0.75rem;
  color: var(--fir-deep);
  letter-spacing: -0.02em;
}

.article-header .meta {
  font-size: 0.9rem;
  color: var(--muted);
  margin: 0;
}

.prose h2 {
  font-size: 1.25rem;
  color: var(--fir-deep);
  margin: 2rem 0 0.75rem;
  letter-spacing: -0.01em;
}

.prose h3 {
  font-size: 1.05rem;
  color: var(--harbor-deep);
  margin: 1.5rem 0 0.5rem;
}

.prose p { margin: 0 0 1rem; }

.prose ul, .prose ol {
  margin: 0 0 1.25rem;
  padding-left: 1.35rem;
}

.prose li { margin-bottom: 0.4rem; }

.prose blockquote {
  margin: 1.5rem 0;
  padding: 0.85rem 1.15rem;
  border-left: 4px solid var(--fir-soft);
  background: var(--fog);
  color: var(--muted);
  font-size: 0.95rem;
}

.prose .callout {
  background: var(--foam);
  border: 1px solid var(--border);
  border-left: 4px solid var(--harbor-soft);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 1rem 1.15rem;
  margin: 1.5rem 0;
  font-size: 0.95rem;
}

.prose .callout strong { color: var(--fir-deep); }

/* Checklist page */
.checklist-list {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0;
}

.checklist-list li {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.98rem;
}

.checklist-list li::before {
  content: "";
  flex-shrink: 0;
  width: 1.25rem;
  height: 1.25rem;
  margin-top: 0.15rem;
  border: 2px solid var(--fir-soft);
  border-radius: 4px;
  background: var(--foam);
}

/* Footer */
.site-footer {
  background: var(--fir-deep);
  color: rgba(255,255,255,0.75);
  padding: 2.5rem 1.25rem;
  font-size: 0.875rem;
  line-height: 1.55;
}

.footer-inner {
  max-width: var(--wide);
  margin: 0 auto;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 1.5rem;
  margin-bottom: 1.5rem;
}

.footer-links a {
  color: rgba(255,255,255,0.9);
  text-decoration: none;
}
.footer-links a:hover { text-decoration: underline; }

.disclaimer {
  border-top: 1px solid rgba(255,255,255,0.15);
  padding-top: 1.25rem;
  max-width: 52em;
}

.disclaimer strong {
  color: rgba(255,255,255,0.95);
}

.footer-copy {
  margin-top: 1.5rem;
  opacity: 0.65;
  font-size: 0.8rem;
}

/* Breadcrumb */
.breadcrumb {
  font-size: 0.85rem;
  color: var(--muted);
  margin-bottom: 1.5rem;
}
.breadcrumb a { color: var(--harbor-mid); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }

/* Utility */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}

.text-center { text-align: center; }

.mt-2 { margin-top: 2rem; }

@media (max-width: 520px) {
  .hero { padding: 2.25rem 1.15rem 2.75rem; }
  .signup-form { flex-direction: column; }
  .signup-form .btn { width: 100%; }
}

img.logo-mark{width:36px;height:36px;object-fit:contain;border-radius:6px;vertical-align:middle;margin-right:0.35rem;}